Investment Management

Professional, Personalized, and Purpose-Driven

At Ford Wealth Management, we believe that true wealth management requires more than just picking stocks; it requires a sophisticated approach to risk. As independent, fee-only fiduciaries, our services are designed around your unique financial goals and long-term vision.

We specialize in multi-asset investing—building portfolios that look beyond the traditional mix of stocks and bonds. By incorporating diverse, uncorrelated asset classes, we aim to deliver smoother returns and robust protection, regardless of what the market is doing.

Our Approach: Customized, Client-First Investing

We don’t use one-size-fits-all portfolios. Every client relationship begins with a deep understanding of:

  • Your financial goals: Growth, income, capital preservation, or legacy planning.

  • Your risk tolerance: Your psychological comfort with volatility and your time horizon.

  • Your broader picture: Taxes, liquidity needs, and existing assets.

This allows us to design an investment strategy that is tailored to you. Your advisor works with you to define a comfort-based risk profile, ensuring that your allocations are suited not just to financial theory, but to your personal capacity for volatility.

Our Investment Strategies

We offer proprietary model portfolios built on a foundation of multi-asset diversification. By combining asset classes that behave differently from one another (uncorrelated assets), we help mitigate risk and reduce the impact of market downturns.

While every portfolio is customized to your risk tolerance, our two cornerstone models offer distinct approaches to this philosophy:

1. Active Real Asset Allocation Model

A Dynamic, Multi-Asset Strategy for a New Market Regime

The ActiveTactical portfolio (based on the Real Asset Allocation model) is designed for investors who believe the old rules of investing no longer apply. In today's "New Market Regime," sticky inflation has caused stocks and bonds to move together, breaking the traditional safety net of the "60/40" portfolio.

To address this, ActiveTactical expands the investment universe beyond traditional stocks and bonds to include uncorrelated real assets, such as commodities, gold, energy, and real estate.

  • Expanded Multi-Asset Menu: By accessing 17 distinct asset classes, the model finds opportunities in areas that traditional portfolios often ignore.

  • Adaptive Trend Following: Utilizing a "Trend Breadth" engine, the model dynamically rotates exposure toward assets with positive momentum and cuts exposure to those that are falling.

  • Risk-Managed Weighting: We use Hierarchical Risk Parity (HRP) to balance the portfolio based on volatility rather than capital. This ensures that risky assets do not dominate the portfolio, providing a smoother ride during turbulent times.

Ideal For: Investors seeking an actively managed, responsive strategy that can pivot quickly to protect capital and exploit new trends.

2. Passive 7Twelve Model

A Strategic, Diversified Core

The Passive 7Twelve portfolio is a disciplined, strategic approach to multi-asset investing. Grounded in the 7Twelve® framework, it moves far beyond the simple two-asset mix of stocks and bonds to embrace a "deep diversification" philosophy.

  • 12 Distinct Asset Sleeves: This model invests across 12 distinct asset categories, covering U.S. equities, global equities, bonds, and—crucially—inflation hedges like real estate, resources, and commodities.

  • Uncorrelated Diversification: By allocating equally across these 12 sleeves, the portfolio ensures that performance is not reliant on any single market segment (like US Tech). When one asset class struggles, uncorrelated assets in other sleeves are designed to pick up the slack.

  • Disciplined Rebalancing: The portfolio is rebalanced periodically (typically annually) to sell high and buy low, maintaining a consistent risk profile over the long term without attempting to time the market.

Ideal For: Investors who value stability and want a "buy-and-hold" strategy that captures broad global returns through deep diversification.

Risk-Based Customization

Whether you choose the ActiveTactical or Passive 7Twelve model—or a blend of both—we tailor the final allocation to reflect your personal risk tolerance.

We assess your risk profile through thoughtful discovery discussions and quantitative measures, then calibrate:

  • Portfolio Allocation Targets (Equity vs. Fixed Income vs. Alternatives)

  • Model Aggressiveness (Growth vs. Conservative)

  • Liquidity Cushions (Cash reserves for near-term needs)

This ensures that your strategy is aligned with your goals and psychological comfort with market movement, not just a theoretical benchmark.

Fee-Only Investment Management

Our investment management services are fee-only, meaning you pay a transparent advisory fee for professional portfolio management, planning, and ongoing oversight. This fee structure ensures that our interests are aligned with yours—the more your portfolio grows, the more we benefit. We do not accept commissions, ensuring our advice is always objective.

Ongoing Monitoring & Communication

Your portfolios are not "set and forget." We provide:

  • Regular performance reporting.

  • Risk and allocation reviews.

  • Strategic check-ins aligned to your goals.

  • Transparent discussions around market conditions and adjustments.

Start the Conversation

Schedule a consultation with a Ford Wealth Management advisor to explore which multi-asset strategy—ActiveTactical or Passive 7Twelve—best suits your investment goals.

Contact Us: 📞 (845) 981-7300 📧 info@fordwealthmgmt.com